What is a home inspection?
A home inspection is an objective visual examination of the
physical structure and systems of a house, from the roof to the foundation.
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What does a home inspection include?
The standard home inspector’s report will
cover the condition of the home’s heating system; central air conditioning system (temperature permitting); interior
plumbing and electrical systems; the roof, attic and visible insulation; walls, ceilings, floors, windows and doors; the foundation,
basement and structural components.
The American Society of Home Inspectors (ASHI)
publishes a Standards of Practice and Code of Ethics that outlines what you should expect to be covered in your home inspection report.
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Why do I need a home inspection?
Buying a home could be the largest single investment
you will ever make. To minimize unpleasant surprises and unexpected difficulties, you’ll want to learn as much as you
can about the newly constructed or existing house before you buy it. A home inspection may identify the need for major repairs
or builder oversights, as well as the need for maintenance to keep it in good shape. After the inspection, you will know more
about the house, which will allow you to make decisions with confidence.
If you
already are a homeowner, a home inspection can identify problems in the making and suggest preventive measures that might
help you avoid costly future repairs.
If you are planning to sell your home, a
home inspection can give you the opportunity to make repairs that will put the house in better selling condition.
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What will it cost?
The inspection fee for a typical one-family house varies geographically,
as does the cost of housing. Similarly, within a given area, the inspection fee may vary depending on a number of factors
such as the size of the house, its age and possible optional services such as septic, well or radon testing.
Do
not let cost be a factor in deciding whether or not to have a home inspection or in the selection of your home inspector.
The sense of security and knowledge gained from an inspection is well worth the cost, and the lowest-priced inspection is
not necessarily a bargain. Use the inspector’s qualifications, including experience, training, compliance with your
state’s regulations, if any, and professional affiliations as a guide.
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Why can't I do it myself?
Even the most experienced homeowner lacks the knowledge
and expertise of a professional home inspector. An inspector is familiar with the elements of home construction, proper installation,
maintenance and home safety. He or she knows how the home’s systems and components are intended to function together,
as well as why they fail.
Above all, most buyers find it difficult to remain completely objective and unemotional
about the house they really want, and this may have an effect on their judgment. For accurate information, it is best to obtain
an impartial, third-party opinion by a professional in the field of home inspection.
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Can a house fail a home inspection?
No. A professional home inspection is an examination
of the current condition of a house. It is not an appraisal, which determines market value. It is not a municipal inspection,
which verifies local code compliance. A home inspector, therefore, will not pass or fail a house, but rather describe its
physical condition and indicate what components and systems may need major repair or replacement.
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What is ASHI?
Since 1976, ASHI has worked to build consumer awareness of home inspection
and to enhance the professionalism of its membership. The ASHI Standards of Practice and Code of Ethics serves as a performance
guideline for home inspectors, and is universally recognized and accepted by many professional and governmental bodies.
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Who belongs to ASHI?
ASHI is an organization of independent, professional home inspectors
who are required to make a commitment, from the day they join as ASHI Associates, to conduct inspections in accordance with
the ASHI Standards of Practice and Code of Ethics, which prohibits engaging in conflict-of-interest activities that might
compromise their objectivity. ASHI Associates work their way to ASHI Certified Inspector status as they meet rigorous requirements,
including passing a comprehensive, rigorous, written technical exam and performing a minimum of 250 professional, fee-paid
home inspections conducted in accordance with the ASHI Standards of Practice and Code of Ethics (I have performed more than
4,000). Mandatory continuing education helps the membership stay current with the latest in technology, materials and professional
skills.
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When do I call a home inspector?
Typically, a home inspector is contacted immediately
after the contract or purchase agreement has been signed. Before you sign, be sure there is an inspection clause in the sales
contract, making your final purchase obligation contingent on the findings of a professional home inspection. This clause
should specify the terms and conditions to which both the buyer and seller are obligated.
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Do I have to be there?
While it’s not required that you be present for the inspection,
it is highly recommended. You will be able to observe the inspector and ask questions as you learn about the condition of
the home and how to maintain it.
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What if the report reveals problems?
No house is perfect. If the inspector identifies
problems, it does not mean you should or should not buy the house, only that you will know in advance what to expect. If your
budget is tight, or if you don’t want to become involved in future repair work, this information will be important to
you. If major problems are found, a seller may agree to make repairs.
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If the house proves to be in good condition, did I really need an inspection?
Definitely.
Now you can complete your home purchase with confidence. You’ll have learned many things about your new home from the
inspector’s written report, and will have that information for future reference.
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